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    Sutomore beach from above, with its line of parasols, the calm sea and the coastline running on towards Bar

    Public transport, freebies and shoulder season

    Montenegro on a budget, without missing the best bits

    For a cheap holiday in Montenegro, use ZPCG trains (€2.80 from Bar to Podgorica), Budva's local buses and the Kamenari ferry, free on foot according to its operator. National parks cost €3 to €5 and the tourist tax €1 a night. The National Tourism Organisation pitches the Bar Riviera as the one with reasonable prices.

    In 30 seconds

    Full read: 2 min

    • ZPCG trains are the cheapest way to get about.
    • The Kamenari ferry is free on foot, says its operator.
    • National parks cost €3 to €5.
    • The Bar Riviera is the most affordable coast, per the official tourist board.

    If I were counting every euro, I'd stay on the Bar Riviera or in Podgorica, travel by train and local bus, and spend the savings on a proper day in a national park. What I wouldn't do is book Budva in August on a tight budget.

    Sergio LeponeMy advice

    Before you go

    What I would keep in mind

    1. 01 To save money

      The train is your friend

      Bar to Podgorica €2.80, to Nikšić €3.20, to Bijelo Polje €5.20. ZPCG is by far the cheapest way across the country.

      Montenegro's trains
    2. 02 To save money

      Cross the bay free on foot

      The Kamenari ferry operator's website says foot passengers and cyclists ride free. A car costs €5.

      the Kamenari-Lepetane ferry
    3. 03 To save money

      The Bar Riviera for value

      The National Tourism Organisation says Bar has something for every budget, with accommodation and sunbed hire at reasonable prices.

      Bar Riviera
    4. 04 Watch out

      Free walking tours, no official source

      Budva and Kotor free walking tours are much searched for, but I found none promoted by the tourist boards. If you join one, ask how the tipping works first.

    What I would book

    Montenegro can be done cheaply if you choose your base and your transport well. The public side is cheap; the private side of the coast in August isn’t. Here are the money-saving tips I find useful, each with an official figure behind it, and what I won’t recommend because nothing backs it up.

    Getting about for next to nothing

    ZPCG’s trains are your best friend. Bar-Podgorica costs €2.80 standard class, Podgorica to Danilovgrad €1.80, to Nikšić €3.20 and to Bijelo Polje €5.20. On the Budva Riviera, Mediteran Expres buses run to Sveti Stefan every 10 minutes and to Petrovac every hour all year. Across the bay, the Kamenari ferry carries foot passengers and cyclists free, its operator says. To compare with everything else, see prices in Montenegro.

    Where to stay for less

    There are no official accommodation price statistics, but the National Tourism Organisation drops a hint. In its piece on family beaches, it singles out the Bar Riviera for fair prices on rooms and beach loungers. For me, Bar or Sutomore, both with a railway stop, are the coast’s budget base. Inland, Podgorica is the rail hub, with Lake Skadar and Nikšić about an hour away. More in the Bar Riviera. Whatever you book, add the tourist tax, which in Herceg Novi, Tivat and Ulcinj is €1 a night for adults and half for teenagers, which adds up for a family fortnight.

    Once your dates are set, check which hotels are still free in Bar before prices climb.

    What’s free

    Strolling the old towns, swimming from beaches without a sunbed and crossing the bay on foot cost nothing. There are a few more freebies with a source. The cable car’s upper car park is free, and children are tax-exempt in three coastal municipalities. What I didn’t find is a free walking tour promoted by the Budva or Kotor tourist boards, despite how often people search for one. If you join a private one, ask how the tipping works before you set off. Children aged 2 to 12, meanwhile, ride the cable car for €5 return, a modest treat by any standard.

    Where it’s worth spending

    National parks cost €3 to €5 per adult per day, and for me they’re the best-value spend of the trip. Durmitor, at €5, gives you a full day of lakes and mountains. If the budget stretches, the Kotor cable car at €20 return on the off-season fare is the treat I’d pay for on a clear day.

    If you would rather have a local show you round, book a guided tour in Bar and choose by the reviews.

    Shopping and eating sensibly

    Supermarkets open from 7am to 10pm, according to the National Tourism Organisation, but most close on Sundays, so stock up on Saturday. Most places take cards, and gov.uk recommends withdrawing cash from ATMs located inside bank branches. And always pay in euros, never in pounds, if a card machine offers. More on cards in Montenegro’s currency.

    Once your dates are set, check which hotels are still free in Bar before prices climb.

    Ruined stone houses in Stari Bar among grass and trees, with roofless walls and the green hillside behind

    Ruined stone houses in Stari Bar among grass and trees, with roofless walls and the green hillside behind

    The Mala Rijeka railway viaduct, its steel deck carried on very tall piers across a mountain valley

    The Mala Rijeka railway viaduct, its steel deck carried on very tall piers across a mountain valley

    The cheapest things with an official price

    WhatPrice
    Kamenari-Lepetane ferry on foot or by bikeFree (operator)
    Car park at the cable car's top stationFree
    Tourist tax for under-12s (Herceg Novi, Tivat, Ulcinj)Free
    Train, Podgorica to Danilovgrad€1.80
    Train, Bar to Podgorica€2.80
    Lovćen or Prokletije national parks€3
    Boat to Sveti Nikola island (indicative)€3 to €4

    trajekt.me, Kotor Cable Car, Herceg Novi, Tivat and Ulcinj tourist boards, ZPCG, National Parks and the National Tourism Organisation, checked 04 to 11-10-2026.

    Test yourself

    True or false?

    0/3 Pick before you peek.

    1. Crossing the Bay of Kotor on foot on the Kamenari ferry costs €5.

      See the answer

      False. The €5 is for a car. On foot it's free, according to the operator's website.

    2. The train from Podgorica to Danilovgrad costs under €2.

      See the answer

      True. It's €1.80 in second class on ZPCG's tariff.

    3. All of Montenegro's national parks are free.

      See the answer

      False. They charge €3 to €5 per adult per day, according to National Parks of Montenegro.

    Bar to Podgorica train
    €2.80
    Kamenari ferry on foot
    €0
    Cheapest national park
    €3
    Tourist tax per night
    €1

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    Frequently asked questions

    Is Montenegro good for a cheap holiday?

    For the public side, yes. Trains, national parks and taxes are cheap, and the coast has local buses. What pushes the cost up is seaside accommodation in high season, which has no official price.

    Where is cheapest to stay in Montenegro?

    The National Tourism Organisation says the Bar Riviera has something for every budget, with accommodation and sunbed hire at reasonable prices. Podgorica, the railway hub, is another thrifty base.

    Is there a free walking tour in Budva or Kotor?

    They're popular searches, but I didn't find any promoted by the Budva or Kotor tourist boards. If you join a private one, ask how the tip works before you start.

    Is Albania or Montenegro cheaper?

    I don't have an official price comparison between the two, so I won't guess. What this page gives you is what things actually cost in Montenegro, with a source.

    What's the cheapest way to get around Montenegro?

    ZPCG trains, with domestic second-class fares from €1.80 to €7.20, and Budva's local bus on the Riviera. The Kamenari ferry is free on foot.

    Sergio Lepone

    By

    Tourism graduate with a master’s in Tourism Management and Planning from the University of Málaga, who has travelled across Europe. He writes every guide from official sources and his own judgement.

    Published on . Facts checked on .

    How I check every fact and where it comes from

    Some links in this guide are affiliate links: if you book through them, the site earns a commission at no extra cost to you. Affiliate disclosure

    Photos: Horv.petya (CC BY-SA 3.0); Wolfgang Sauber (CC BY-SA 4.0); Vicuna R from Germany (CC BY-SA 2.0), via Wikimedia Commons.